Annual Financial Planner

Annual Financial Planner — Your Whole Money Year on One Grid.

Plan the year, not just the month: a 12-month grid for income and expenses with automatic monthly totals, a month-by-month savings view with running total, and a year summary that reads the whole grid for you. Comes filled with a complete example year — seasonal ups and downs included — so you can see it working before you plan yours.

What's inside

• Annual overview — 12-month grid for income and expense categories with automatic monthly, category and yearly totals
• Automatic savings row: income minus expenses for every month
• Savings by month sheet with running total across the year
• Year summary: totals, savings rate and monthly averages, all calculated
• Filled with a complete example year — see how it works, then type over
• Works in Excel, Google Sheets and LibreOffice
• Printable A4 PDF version included

How it works

Open the spreadsheet in Excel, Google Sheets or LibreOffice. Fill in the gold input cells — every total, balance and percentage calculates automatically. It comes pre-filled with example data so you can see exactly how it works — just type over the examples with your own numbers. Category and status columns have dropdown menus, and key columns colour-code themselves as you type. Prefer paper? A print-ready A4 PDF version is included.

Specifications

• Format: XLSX (live formulas) + printable PDF + read-me
• Works in: Excel, Google Sheets, LibreOffice
• Currency: ₹ by default — switch to any currency in one step (Format Cells)
• License: full rights — use, edit, rebrand & resell
• Updates: free for life

Full rights

Sold with full rights: use it personally or with clients, edit anything, and even rebrand and resell it — keep 100% of the income, no attribution required. Customise before reselling (marketplaces reject identical duplicates).

Please note

A personal organisation tool, not financial advice. Digital download — delivered instantly, so all sales are final; future updates are free.