Debt Payoff Tracker

Debt Payoff Tracker — Every Debt on One Page, One Clear Order of Attack.

List every debt in one place — balance, rate, minimum payment — choose your payoff order, and log each payment as the balances come down. Comes pre-filled with an example set of debts and payments, a debt dropdown menu in the log and data bars on the balances.

What's inside

• Debts sheet — balance, interest rate, minimum payment and your priority order
• Automatic totals: total debt and total minimum payments per month
• Payment log with 60 rows and a debt dropdown menu to record every payment
• Pre-filled example debts and payments included — see how it works, then type over them
• Snowball vs avalanche explained honestly in the Read Me
• Printable A4 PDF version included

How it works

Open the spreadsheet in Excel, Google Sheets or LibreOffice. Fill in the gold input cells — every total, balance and percentage calculates automatically. It comes pre-filled with example data so you can see exactly how it works — just type over the examples with your own numbers. Category and status columns have dropdown menus, and key columns colour-code themselves as you type. Prefer paper? A print-ready A4 PDF version is included.

Specifications

• Format: XLSX (live formulas) + printable PDF + read-me
• Works in: Excel, Google Sheets, LibreOffice
• Currency: ₹ by default — switch to any currency in one step (Format Cells)
• License: full rights — use, edit, rebrand & resell
• Updates: free for life

Full rights

Sold with full rights: use it personally or with clients, edit anything, and even rebrand and resell it — keep 100% of the income, no attribution required. Customise before reselling (marketplaces reject identical duplicates).

Please note

A personal organisation tool, not financial advice. Digital download — delivered instantly, so all sales are final; future updates are free.