Loan Comparison Calculator

Loan Comparison Calculator — Put Every Offer Side by Side Before You Sign.

Comparing loan offers on the phone is how people overpay. Enter up to six offers — amount, rate, tenure — and see the EMI, total payment and total interest for each, side by side, so the cheapest loan is obvious before you sign anything. Comes pre-filled with an example comparison — a ₹25,00,000 home loan over 240 months at five different rates — so you see exactly how it works, then type your own offers over it.

What's inside

• Compare up to 6 loan offers side by side
• EMI, total payment and total interest calculated automatically for each offer
• Works for home, car, personal and education loans
• Spot the cheapest offer at a glance — lowest total interest wins
• Pre-filled example comparison included — see how it works, then type over it
• Works in Excel, Google Sheets and LibreOffice
• Printable A4 PDF version included

How it works

Open the spreadsheet in Excel, Google Sheets or LibreOffice. Fill in the gold input cells — every total, balance and percentage calculates automatically. It comes pre-filled with example data so you can see exactly how it works — just type over the examples with your own numbers. Category and status columns have dropdown menus, and key columns colour-code themselves as you type. Prefer paper? A print-ready A4 PDF version is included.

Specifications

• Format: XLSX (live formulas) + printable PDF + read-me
• Works in: Excel, Google Sheets, LibreOffice
• Currency: ₹ by default — switch to any currency in one step (Format Cells)
• License: full rights — use, edit, rebrand & resell
• Updates: free for life

Full rights

Sold with full rights: use it personally or with clients, edit anything, and even rebrand and resell it — keep 100% of the income, no attribution required. Customise before reselling (marketplaces reject identical duplicates).

Please note

A personal organisation tool, not financial advice. Digital download — delivered instantly, so all sales are final; future updates are free.